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Personal Finance

From Back Office to Backbone: The Rise of Global Capability Centers

September 7, 2025August 31, 2025 CA. Kalpesh Karia
Kalpesh Karia at ICAI GCC Summit 2025, representing Welspun GCC and launching WelHire.

The Beginning: Vodafone SSC, 2008 Back in 2008, during the Sub-Prime crisis, I became the 33rd employee at Vodafone Shared Services (SSC) in Ahmedabad. At a time when most industries froze increments Read more […]

Categories Personal Finance 1 Comment

Financial Freedom Is More Than a Paycheck — Are You Ready?

August 15, 2025 CA. Kalpesh Karia
llustration showing financial planning and growth with upward graph, Indian Rupee symbol, and wallet, representing retirement planning and financial literacy in India.

Are you truly living financially free? Financial freedom is not just about earning a high salary — it’s about having a plan for every stage of life. As a Chartered Accountant, I believe we have Read more […]

Categories Investment Planning, Personal Finance, Retirement Planning Tags Personal Finance Leave a comment

How to Identify Quality Stocks?

May 29, 2025 CA. Kalpesh Karia

You don’t need fancy degrees or years of experience to identify good companies—just a solid understanding of publicly available financial data. The objective of this post is to share ideas on how Read more […]

Categories Investment Planning Leave a comment

How to Value Bond or Government Securities ?

March 22, 2025February 9, 2025 CA. Kalpesh Karia

A bond is a long-term debt instrument issued by the government or corporations to raise capital, typically in large amounts. Due to the high investment size, retail investors usually do not get direct Read more […]

Categories Loans Tags Corporate Finance Leave a comment

How many people in India are investing in mutual fund?

March 14, 2023 CA. Kalpesh Karia
How many people in India are investing in mutual fund?

It is an obvious question to ask How many people in India are investing in mutual fund out of Total population of 140 cr. According to AMFI website as on 28th Feb,2023 , there are a total 14.42 cr Mutual Read more […]

Categories Investment Planning, Personal Finance Tags Personal Finance Leave a comment

What is an NRO Account ?

March 13, 2023 CA. Kalpesh Karia
What is an NRO Account ?

NRO Account means Non-Resident Ordinary Rupee Account Scheme . NRO can be opened by NRI. NRI is a person resident outside India who is a citizen of India. Nowadays there is more craze to settle Read more […]

Categories Personal Finance Tags Personal Finance Leave a comment
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