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Personal Finance

What is Sovereign Gold Bond and how it works?

March 10, 2023March 7, 2023 CA. Kalpesh Karia
What is sovereign gold Bond

In India we are always in love with gold. With change of time and technology , there are options available to buy gold digitally instead of paying making charges or taking hassle for storage . Sovereign Read more […]

Categories Finance, Investment Planning, Personal Finance Tags Personal Finance Leave a comment

What is the simplest investment strategy?

February 21, 2023February 21, 2023 CA. Kalpesh Karia
What is the simplest investment strategy

There is no free lunch ! Direct Investment through Equity or Mutual Fund may not be a good idea for all investors . This post will provide a clear idea ,What is the simplest investment strategy? YouTuber Read more […]

Categories Investment Planning, Personal Finance Tags Personal Finance 3 Comments

What is the best tenure for term insurance?

February 8, 2023February 8, 2023 CA. Kalpesh Karia
best tenure for term insurance

Term insurance is a must for risk management which will help individuals to cover his/her life and works as income replacement . First step in financial planning is to have an emergency fund and to have Read more […]

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It is not about Old Vs New Tax Regime but Saving Vs Spending

February 4, 2023February 2, 2023 CA. Kalpesh Karia
Old Vs New Tax Regime

Budget 2023 has further reduced Income tax liability in the new income tax regime in India . There is no tax liability upto Rs.7 Lakhs income . You will find lots of number crunching exercises on LinkedIn Read more […]

Categories Income Tax, Personal Finance, Tax Planning Tags Budget, Personal Finance Leave a comment

What are different types of Mutual Funds?

November 23, 2022 CA. Kalpesh Karia
Types of Mutual Funds

Today there are more than 2500 mutual funds schemes and 44 Mutual Funds Houses or Asset Management companies (AMC) in India . Think of a situation for normal people who have never invested in such a product. Read more […]

Categories Finance, Investment Planning, Personal Finance Tags Mutual Fund, Personal Finance Leave a comment

What is Income Tax rates on Mutual Fund ?

October 10, 2022 CA. Kalpesh Karia
Income Tax on Mutual Fund

Income tax is one of important aspects in dealing with mutual fund. Investor should aware regarding applicable income tax rates . Post tax return will be impacted by Income tax rate . For example long Read more […]

Categories Income Tax, Personal Finance, Tax Planning Tags Income Tax Rates, Personal Finance Leave a comment
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