Can Artificial Intelligence (AI) Replace Human Intelligence?

No—I firmly believe it cannot.

You might ask, “Kalpesh, are you doubting the capability of AI?”
Not at all. In fact, I believe the real art lies in asking the right questions. The better the question, the better the answer.

Information has always been available—even before AI. What AI has done is make it more accessible, structured, and direct.

But with this surge of easily available information, from students to seasoned professionals, we’ve seen a significant decline in critical thinking and reasoning skills. Why? Because the journey of searching for answers—of self-learning—is where real understanding and growth happen.

Take the fields of taxation and law, for example. It’s common to find differences in opinions between Supreme Court and High Court judges—even among judges on the same bench! So expecting a black-and-white answer from AI in such gray areas is unrealistic. The same applies to fields like medicine, where judgment and nuance are essential.

Sure, we can train models to automate repetitive tasks or replicate some level of intelligence. But can a machine match a professional who upskills every day, innovates constantly, and exercises discipline and experience? I don’t think so.

What I find especially concerning is how some people now judge the expertise of seasoned tax or accounting and other professionals—individuals with 20+ years of experience—by comparing their insights with an AI chatbot like ChatGPT. That’s not just unfair; it’s disrespectful to the depth of human wisdom.

Let me be clear—I’m a tech-savvy professional who embraces innovation and digital transformation. I’m all for AI adoption. But we must ensure it complements human intelligence, not attempts to replace it.

Let’s celebrate and protect human wisdom.

What’s your take on AI? I’d love to hear your thoughts.

#AI

Author

  • CA Kalpesh Karia

    CA. Kalpesh Karia is a Fellow Chartered Accountant . He founded and developed this blog ' FinanceFriend.in ' in 2012. He regularly posts articles related to finance and taxation on his blog. As the name suggests, he is trying to be a Finance Friend and wants to give back to society what he has learned over the years. He shares knowledge based on his 18 years of experiences in areas like Finance, Accounts, Taxation, Forex & Treasury , Wealth Management & Financial Planning, Costing, SAP and Digital Transformation .

    https://financefriend.in/ Karia CA. Kalpesh

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