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Personal Finance

From Gandhi’s Charkha to AI/ML: Balancing Technology, Trust and Cybersecurity

October 3, 2025October 2, 2025 CA. Kalpesh Karia

Mahatma Gandhi once said: “I am not against machinery as such, but I am against its craze. I am against it because it makes us dependent on others and it concentrates wealth in the hands of a few.” “If Read more […]

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Financial Freedom Is More Than a Paycheck — Are You Ready?

August 15, 2025 CA. Kalpesh Karia
llustration showing financial planning and growth with upward graph, Indian Rupee symbol, and wallet, representing retirement planning and financial literacy in India.

Are you truly living financially free? Financial freedom is not just about earning a high salary — it’s about having a plan for every stage of life. As a Chartered Accountant, I believe we have Read more […]

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Frugality: A Timeless Value in Life and Leadership

August 3, 2025 CA. Kalpesh Karia
frugality: A Timeless Value in Life and Leadership

I’ve always resonated deeply with the word “Frugal.” But it was Late CA Rakesh Jhunjhunwala who gave it a new dimension for me. When a reporter once referred to Akasa Air as a low-cost airline, Read more […]

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Are You Valuing Professional Services the Right Way?

July 12, 2025 CA. Kalpesh Karia
Valuing Professional Services the Right Way

There’s an irony we often overlook — people usually value tangible goods like gold, cars, or mobile phones far more than they value intangible professional services. In many cases, price becomes Read more […]

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How many people in India are investing in mutual fund?

March 14, 2023 CA. Kalpesh Karia
How many people in India are investing in mutual fund?

It is an obvious question to ask How many people in India are investing in mutual fund out of Total population of 140 cr. According to AMFI website as on 28th Feb,2023 , there are a total 14.42 cr Mutual Read more […]

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What is an NRO Account ?

March 13, 2023 CA. Kalpesh Karia
What is an NRO Account ?

NRO Account means Non-Resident Ordinary Rupee Account Scheme . NRO can be opened by NRI. NRI is a person resident outside India who is a citizen of India. Nowadays there is more craze to settle Read more […]

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