Personal Finance Archives - Page 4 of 5 Finance Friend

What is Time Value of Money (TVM)

March 1, 2021June 18, 2017 CA. Kalpesh Karia

https://financefriend.in/ Karia CA. Kalpesh

What is Time Value of Money . Background: We may have heard from our parents, teachers and elders since our childhood that “Respect time as time is money”. We may be considering this as a good piece Read more […]

Deduction of Interest on Loan taken for Higher Education

January 11, 2023June 18, 2016 CA. Kalpesh Karia

https://financefriend.in/ Karia CA. Kalpesh

Deduction of Interest on loan taken for Higher education is probably very less known benefit provided by Income Tax Department. Now a days cost of higher education is soaring . Students take loan with Read more […]

Deduction of Interest on deposits in Saving Accounts

June 17, 2016February 28, 2014 CA. Kalpesh Karia

https://financefriend.in/ Karia CA. Kalpesh

Deduction of Interest on deposits in Saving Accounts. While filing Income Tax return for FY 2013-14, you may be wondering whether to include saving account interest in Gross Total Income. Can I get Read more […]

Why Should I buy term insurance?

May 17, 2021December 27, 2013 CA. Kalpesh Karia

https://financefriend.in/ Karia CA. Kalpesh

Background – Term Insurance : If an Insurance agent approaches you and want to explain you about term insurance. What will be the first question that comes to your mind when you think about Read more […]

TDS on purchase of immovable property

February 14, 2014March 31, 2013 CA. Kalpesh Karia

https://financefriend.in/ Karia CA. Kalpesh

TDS on purchase of immovable property IF your are planning to buy a immovable properties, you should be ready to deduct tax at source (TDS) @1% subject to certain conditions from 1st Jun, 2013. The Read more [...]

How to take benefit of credit card balance transfer

October 22, 2013August 16, 2012 CA. Kalpesh Karia

https://financefriend.in/ Karia CA. Kalpesh

Credit Card is such a tempting facility provided by bank that generally person use it without considering repaying capacity or sometime there could be genuine situation where no other source of finance Read more [...]